/* nikkiinsuresbc.ca shared stylesheet. One template for every page: header and
   menu, interior layout (.pg-*), homepage sections, footer. Behaviour lives in
   /site.js. The quote page adds /quote/quote.css on top and reads the tokens
   defined in :root below (the names are fixed in the overnight CONTRACT). */

/* ---------------------------------------------------------------------------
   Self-hosted fonts: Manrope (display) and Inter (body), both SIL OFL 1.1
   (licences in /fonts/OFL-*.txt), variable weight, latin + latin-ext subsets.
   Every page preloads the two latin files in its <head>; nothing is requested
   from Google.
   --------------------------------------------------------------------------- */
@font-face{font-family:'Inter';font-style:normal;font-weight:400 700;font-display:swap;
  src:url(/fonts/inter-latin.woff2) format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Inter';font-style:normal;font-weight:400 700;font-display:swap;
  src:url(/fonts/inter-latin-ext.woff2) format('woff2');
  unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Inter';font-style:italic;font-weight:400 600;font-display:swap;
  src:url(/fonts/inter-italic-latin.woff2) format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Inter';font-style:italic;font-weight:400 600;font-display:swap;
  src:url(/fonts/inter-italic-latin-ext.woff2) format('woff2');
  unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Manrope';font-style:normal;font-weight:400 800;font-display:swap;
  src:url(/fonts/manrope-latin.woff2) format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Manrope';font-style:normal;font-weight:400 800;font-display:swap;
  src:url(/fonts/manrope-latin-ext.woff2) format('woff2');
  unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}

/* ---------------------------------------------------------------------------
   Design tokens (2026-10-12, overnight build; rebalanced 2026-10-13). Mostly
   white, dark navy text, accent blue only on the main buttons, a key phrase or
   two and selected states. Sections alternate white and a very light grey-blue
   (--surface); dark navy is used only in the footer. No orange, brass or amber.
   Every text/background pair used on the site was checked at WCAG AA.
   --------------------------------------------------------------------------- */
:root{
  --font-body:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
  --font-display:'Manrope','Inter',system-ui,sans-serif;

  --blue-900:#0B2545;   /* deepest: hero, footer, dark bands            */
  --blue-700:#0A4DA2;   /* primary: buttons, headings, links on light   */
  --blue-500:#1B6FE0;   /* accent: main buttons, hovers, highlights     */
  --blue-550:#1A6BDB;   /* main button hover (white 5.04:1, navy 3.06:1) */
  --blue-100:#E6F0FB;   /* tint: chips, soft panels                     */
  --ink:#0F1B2D;        /* body text                                    */
  --muted:#4A5568;      /* secondary text                               */
  --surface:#F5F8FC;    /* page background                              */
  --card:#FFFFFF;       /* cards and panels                             */
  --line:#D7E1EE;       /* borders and dividers                         */
  --success:#1A7F4B;
  --error:#B42318;

  /* Text on the dark blue surfaces */
  --on-dark:#FFFFFF;
  --on-dark-muted:#C7D7EE;
  --on-dark-accent:#9CC0F2;

  /* Aliases kept so older rules and the quote page's fallbacks keep working */
  --navy-deep:var(--blue-900); --navy:var(--blue-700);
  --ivory:var(--surface); --sand:var(--blue-100); --sky:var(--on-dark-muted);
  --blue-800:var(--blue-700); --blue-600:var(--blue-700); --blue-400:var(--on-dark-accent);
  --blue-300:var(--on-dark-muted); --blue-200:var(--line); --blue-50:var(--blue-100); --blue-25:var(--surface);
  --white:#FFFFFF; --bg:var(--surface);
  --gray-50:var(--surface); --gray-100:var(--blue-100); --gray-200:var(--line);
  --gray-400:var(--muted); --gray-500:var(--muted); --gray-600:var(--muted);
  --text:var(--ink); --text-light:var(--muted); --link:var(--blue-700);

  --shadow-soft:0 4px 20px rgba(11,37,69,0.06);
  --shadow-md:0 8px 30px rgba(11,37,69,0.10);
  --shadow-lg:0 16px 48px rgba(11,37,69,0.14);
  --shadow-blue:0 8px 24px rgba(10,77,162,0.22);
  --radius:14px; --radius-lg:20px; --radius-xl:28px; --radius-pill:100px;
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);color:var(--ink);background:#fff;line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:var(--link)}
img,svg{max-width:100%}

/* WCAG 2.2 SC 2.4.11 / 2.4.13: visible focus indicator on every control. */
*:focus-visible{outline:3px solid var(--blue-500);outline-offset:2px;border-radius:4px}
.btn-primary:focus-visible,.btn-white:focus-visible,.btn-secondary:focus-visible,.nav-cta:focus-visible,.menu-cta:focus-visible{outline:3px solid var(--blue-900);outline-offset:3px;box-shadow:0 0 0 3px #fff}
.hero *:focus-visible,.pg-hero *:focus-visible,.cta-inner *:focus-visible,.areas-band *:focus-visible,footer *:focus-visible{outline-color:#fff}

@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}

/* Skip link, WCAG 2.4.1 */
.skip-link{position:absolute;left:-9999px;top:0;z-index:200;background:var(--blue-900);color:#fff;padding:12px 20px;border-radius:0 0 var(--radius) 0;font-weight:700}
.skip-link:focus{left:0}

/* ---------------------------------------------------------------------------
   Buttons
   --------------------------------------------------------------------------- */
.btn-primary,.btn-white,.btn-secondary,.btn-ghost{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:13px 28px;border-radius:var(--radius-pill);font-family:var(--font-body);font-size:1rem;font-weight:700;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:background .2s,transform .2s,box-shadow .2s,border-color .2s}
/* Main button: bright accent blue. White text 4.78:1 (AA); the button edge
   against the navy hero is 3.22:1 (WCAG 1.4.11 non-text, >= 3:1). */
.btn-primary{background:var(--blue-500);color:#fff;box-shadow:0 8px 24px rgba(27,111,224,0.30)}
.btn-primary:hover{background:var(--blue-550);transform:translateY(-2px)}
.btn-white{background:#fff;color:var(--blue-900);box-shadow:0 4px 16px rgba(0,0,0,0.12)}
.btn-white:hover{background:var(--blue-100);transform:translateY(-2px)}
.btn-secondary{background:#fff;border-color:#B8C4D4;color:var(--blue-900)}
.btn-secondary:hover{border-color:var(--blue-700);background:#fff}
.btn-ghost{background:#fff;border-color:var(--line);color:var(--blue-900)}
.btn-ghost:hover{border-color:var(--blue-700)}
.btn svg,.btn-primary svg,.btn-white svg,.btn-secondary svg,.btn-ghost svg{width:18px;height:18px;flex-shrink:0}

/* ---------------------------------------------------------------------------
   Shared header and menu. One markup block on every page; behaviour in
   /site.js. One breakpoint, 1100px: at 1100 and wider the six-line nav and
   Start my quote show and the Menu button is hidden (areas, About, FAQ and
   Contact are in the footer); below 1100 the Menu button is the only
   navigation and the six lines live inside it. Never both.
   --------------------------------------------------------------------------- */
.site-header{position:fixed;top:0;left:0;right:0;z-index:100;background:rgba(255,255,255,0.97);border-bottom:1px solid var(--line)}
@supports (backdrop-filter:blur(12px)){.site-header{background:rgba(255,255,255,0.88);backdrop-filter:blur(12px)}}
.nav-inner{max-width:1200px;margin:auto;display:flex;align-items:center;gap:12px;padding:12px 24px;min-height:68px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;margin-right:auto;flex-shrink:0}
.logo-icon{width:44px;height:44px;border-radius:14px;background:var(--blue-700);display:flex;align-items:center;justify-content:center;box-shadow:0 4px 12px rgba(10,77,162,0.25);flex-shrink:0}
.logo-icon svg{width:22px;height:22px}
.logo-icon-sm{width:36px;height:36px;border-radius:12px}
.logo-icon-sm svg{width:18px;height:18px}
.logo-words{display:flex;flex-direction:column}
.logo-text{font-family:var(--font-display);font-weight:700;font-size:1.2rem;color:var(--blue-900);line-height:1.2}
.logo-sub{font-family:var(--font-body);font-weight:600;font-size:0.68rem;color:var(--blue-700);letter-spacing:0.12em;text-transform:uppercase}
.nav-links{display:flex;gap:2px;list-style:none;align-items:center;margin:0;padding:0}
.nav-links a{display:block;color:var(--blue-900);text-decoration:none;font-size:0.9rem;font-weight:600;padding:8px 12px;border-radius:var(--radius-pill);transition:background .2s,color .2s;white-space:nowrap}
.nav-links a:hover,.nav-links a[aria-current=page]{background:var(--blue-100);color:var(--blue-700)}
.nav-actions{display:flex;align-items:center;gap:8px;flex-shrink:0}
.nav-cta{display:inline-flex;align-items:center;min-height:44px;background:var(--blue-700);color:#fff;padding:10px 20px;border-radius:var(--radius-pill);font-weight:700;font-size:0.92rem;text-decoration:none;white-space:nowrap;box-shadow:var(--shadow-blue);transition:background .2s,transform .2s}
.nav-cta:hover{background:var(--blue-500);transform:translateY(-1px)}
.menu-toggle{display:inline-flex;align-items:center;gap:8px;min-height:44px;min-width:44px;justify-content:center;background:#fff;border:1px solid var(--line);border-radius:var(--radius-pill);padding:8px 14px;color:var(--blue-900);font:inherit;font-weight:700;font-size:0.9rem;cursor:pointer}
.menu-toggle:hover{border-color:var(--blue-700)}
.menu-icon{display:inline-block;width:18px}
.menu-icon span{display:block;height:2px;background:currentColor;margin:3px 0;border-radius:2px;transition:transform .2s,opacity .2s}
.menu-toggle[aria-expanded=true] .menu-icon span:nth-child(1){transform:translateY(5px) rotate(45deg)}
.menu-toggle[aria-expanded=true] .menu-icon span:nth-child(2){opacity:0}
.menu-toggle[aria-expanded=true] .menu-icon span:nth-child(3){transform:translateY(-5px) rotate(-45deg)}
.site-menu{position:absolute;top:100%;left:0;right:0;background:#fff;border-top:1px solid var(--line);box-shadow:var(--shadow-lg);max-height:calc(100vh - 68px);overflow-y:auto;overscroll-behavior:contain}
.site-menu[hidden]{display:none}
.site-menu-inner{max-width:1200px;margin:auto;padding:24px;display:grid;grid-template-columns:repeat(3,1fr);gap:8px 40px}
.menu-h{font-size:0.75rem;text-transform:uppercase;letter-spacing:0.12em;font-weight:700;color:var(--blue-700);margin:8px 0 4px}
.site-menu ul{list-style:none;margin:0;padding:0}
.site-menu li a{display:block;padding:11px 0;color:var(--blue-900);text-decoration:none;font-weight:600;border-bottom:1px solid var(--blue-100)}
.site-menu li a:hover,.site-menu li a[aria-current=page]{color:var(--blue-700);text-decoration:underline;text-underline-offset:3px}
.menu-cta{display:block;margin-top:18px;text-align:center;background:var(--blue-700);color:#fff;font-weight:700;padding:14px 20px;border-radius:var(--radius-pill);text-decoration:none}
.menu-cta:hover{background:var(--blue-500)}
html.menu-open{overflow:hidden}
@media(min-width:1100px){
  .menu-toggle,.site-menu,.site-menu:not([hidden]){display:none}
  html.menu-open{overflow:auto}
  .nav-inner{gap:8px}
  .nav-links a{padding:8px 10px}
  .nav-cta{padding:10px 18px}
}
/* 1100 to 1239: tighten so logo, six links and the CTA share one row */
@media(min-width:1100px) and (max-width:1239.98px){
  .nav-inner{padding-left:16px;padding-right:16px}
  .nav-links{gap:0}
  .nav-links a{padding:8px 7px;font-size:.86rem}
  .logo{gap:10px}
  .logo-icon{width:38px;height:38px;border-radius:12px}
}
@media(max-width:1099.98px){.nav-primary{display:none}}
@media(max-width:640px){
  .nav-inner{padding:10px 16px;min-height:64px}
  .site-menu{max-height:calc(100vh - 64px)}
  .site-menu-inner{grid-template-columns:1fr;padding:4px 20px 28px;gap:0}
  .logo-icon{width:38px;height:38px;border-radius:12px}
}
@media(max-width:520px){.nav-cta{display:none}}

/* ---------------------------------------------------------------------------
   Homepage hero (photo slot on the right). No entrance animation: the hero
   text is the LCP element and should paint immediately.
   --------------------------------------------------------------------------- */
.hero{position:relative;background:linear-gradient(180deg,#fff 0%,#fff 55%,var(--surface) 100%);color:var(--ink);overflow:hidden}
.hero-inner{position:relative;z-index:1;max-width:1160px;margin:auto;width:100%;padding:132px 32px 72px;display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center}
.hero-badge{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--line);border-radius:var(--radius-pill);padding:7px 16px;font-size:0.82rem;font-weight:600;letter-spacing:0.02em;color:var(--muted);background:#fff;margin-bottom:22px}
.hero-badge svg{width:16px;height:16px}
.hero h1{font-family:var(--font-display);font-size:clamp(2.1rem,4.2vw,3.2rem);font-weight:750;letter-spacing:-0.02em;color:var(--blue-900);line-height:1.15;margin-bottom:18px}
.hero-accent{color:var(--blue-700)}
.home-answer{max-width:40rem;margin:0 0 22px;color:var(--muted);font-size:1.05rem;line-height:1.7}
.hero-lines{list-style:none;display:flex;flex-wrap:wrap;gap:8px;margin:26px 0 0;padding:0}
.hero-lines a{display:inline-block;padding:7px 14px;border-radius:var(--radius-pill);border:1px solid var(--line);background:#fff;color:var(--blue-900);text-decoration:none;font-weight:600;font-size:.9rem}
.hero-lines a:hover{border-color:var(--blue-700)}
.hero-buttons{display:flex;gap:14px;flex-wrap:wrap}
.hero-portrait{margin:0}
.hero-portrait .portrait-caption{color:var(--muted)}
@media(max-width:900px){.hero-inner{grid-template-columns:1fr;padding:112px 20px 56px;text-align:center}.hero-lines,.hero-buttons{justify-content:center}.home-answer{margin:0 auto 22px}.hero-portrait .portrait{max-width:240px}}
/* Phones: Start my quote and Call must sit inside the first 390x844 screen,
   below the fixed header (64px). Tested with Playwright bounding boxes. */
@media(max-width:640px){
  .hero-inner{padding:88px 16px 44px;gap:36px}
  .hero-badge{margin-bottom:16px;padding:6px 14px;font-size:.8rem}
  .hero h1{font-size:2rem;margin-bottom:14px}
  .home-answer{font-size:1rem;margin:0 auto 22px}
  .hero-buttons{gap:12px}
  .hero-buttons .btn-primary,.hero-buttons .btn-secondary{flex:1 1 100%}
  .hero-lines{margin-top:22px}
  .hero-portrait .portrait{max-width:200px}
}

/* Photo slot for Nikki. Until the real photo is supplied it shows a monogram;
   to swap in the photo, replace the inner <span class="portrait-monogram"> with
   <img src="/img/nikki-tehara-720.webp" width="720" height="900" alt="..."> */
.portrait{position:relative;width:100%;max-width:360px;aspect-ratio:4/5;margin:0 auto;border-radius:var(--radius-xl);overflow:hidden;background:linear-gradient(170deg,#fff 0%,var(--surface) 100%);display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow-soft);border:1px solid var(--line)}
.portrait img{width:100%;height:100%;object-fit:cover;display:block;position:relative}
.portrait-monogram{position:relative;font-family:var(--font-display);font-weight:700;font-size:clamp(3rem,8vw,4.5rem);color:var(--blue-900);letter-spacing:.04em}
.portrait-caption{margin-top:12px;text-align:center;font-size:.86rem;color:var(--muted)}
.portrait-sm{max-width:240px;margin:0 0 20px}

/* Free policy review card, directly under the hero buttons */
.hero-review{margin:18px 0 0;max-width:34rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:18px 20px;box-shadow:var(--shadow-soft);text-align:left}
.hero-review-title{font-family:var(--font-display);font-size:1.08rem;font-weight:750;color:var(--blue-900);margin:0 0 4px;line-height:1.3}
.hero-review-text{margin:0 0 12px;color:var(--muted);font-size:.97rem;line-height:1.55}
.hero-review-go{display:inline-flex;align-items:center;gap:6px;min-height:44px;padding:10px 18px;border-radius:var(--radius-pill);background:#fff;border:1px solid #B8C4D4;color:var(--blue-900);font-weight:700;font-size:.94rem;text-decoration:none}
.hero-review-go:hover{border-color:var(--blue-700)}
.hero-review-go svg{width:18px;height:18px}
@media(max-width:900px){.hero-review{margin:18px auto 0}}

/* ---------------------------------------------------------------------------
   Homepage sections
   --------------------------------------------------------------------------- */
.section{padding:80px 32px;background:var(--surface)}
.section-inner{max-width:1160px;margin:auto}
.section-header{text-align:center;margin-bottom:40px}
.section-chip{display:inline-flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--line);border-radius:var(--radius-pill);padding:6px 16px;font-size:0.76rem;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:0.12em;margin-bottom:14px}
.section-title{font-family:var(--font-display);font-size:clamp(1.7rem,3vw,2.3rem);font-weight:750;letter-spacing:-0.02em;color:var(--blue-900);margin-bottom:12px}
.section-subtitle{font-size:1.05rem;color:var(--muted);max-width:560px;margin:auto}
.section-alt{background:#fff}

/* Line picker cards. Each card is one quote line: the whole card links to the
   quote with the line preselected; the small link goes to the page. */
.line-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
.line-card{position:relative;display:flex;flex-direction:column;gap:8px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow-soft);transition:transform .2s,border-color .2s}
.line-card:hover{transform:translateY(-3px);border-color:var(--blue-500)}
.line-icon{width:48px;height:48px;border-radius:14px;background:var(--surface);color:var(--blue-900);display:flex;align-items:center;justify-content:center;margin-bottom:6px}
.line-icon svg{width:26px;height:26px}
.line-card h3{font-family:var(--font-display);font-size:1.12rem;color:var(--blue-900);margin:0}
.line-card p{color:var(--muted);font-size:.94rem;line-height:1.6;margin:0;flex:1}
.line-actions{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin-top:8px}
.line-quote{display:inline-flex;align-items:center;gap:6px;white-space:nowrap;background:#fff;border:1px solid #B8C4D4;color:var(--blue-900);text-decoration:none;font-weight:700;font-size:.92rem;padding:10px 18px;border-radius:var(--radius-pill);min-height:44px}
.line-quote:hover{border-color:var(--blue-700)}
.line-more{color:var(--blue-700);font-weight:600;font-size:.92rem;text-decoration:none;padding:6px 0;white-space:nowrap}
.line-more:hover{text-decoration:underline}
.line-card.is-featured{border-color:var(--blue-500)}
.line-else{text-align:center;margin-top:24px;color:var(--muted);font-size:1rem}
.line-else a{font-weight:700}

/* Free policy review feature */
.review-band{background:#fff;color:var(--ink);padding:72px 32px}
.review-inner{max-width:1160px;margin:auto;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.review-inner h2{font-family:var(--font-display);font-size:clamp(1.7rem,3vw,2.3rem);font-weight:750;letter-spacing:-0.02em;color:var(--blue-900);margin-bottom:14px}
.review-inner p{color:var(--muted);font-size:1.05rem;margin-bottom:14px}
.review-list{list-style:none;margin:18px 0 26px;padding:0;display:grid;gap:12px}
.review-list li{display:flex;gap:12px;align-items:flex-start;color:var(--ink);font-weight:500}
.review-list svg{width:22px;height:22px;flex-shrink:0;color:var(--success);margin-top:2px}
.review-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-xl);padding:32px}
.review-card .review-step{display:flex;gap:14px;padding:12px 0;border-bottom:1px solid var(--line)}
.review-card .review-step:last-child{border-bottom:0}
.review-num{width:32px;height:32px;border-radius:50%;background:var(--blue-900);color:#fff;font-weight:800;display:inline-flex;align-items:center;justify-content:center;flex-shrink:0;font-family:var(--font-display)}
.review-step b{display:block;color:var(--blue-900)}
.review-step span{color:var(--muted);font-size:.94rem}
@media(max-width:900px){.review-inner{grid-template-columns:1fr}}

.how-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;margin-top:8px}
.how-step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:26px 26px 28px}
.how-num{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--blue-900);color:#fff;font-weight:800;margin-bottom:12px;font-family:var(--font-display)}
.how-step h3{font-family:var(--font-display);color:var(--blue-900);font-size:1.08rem;margin-bottom:6px}
.how-step p{color:var(--muted);font-size:.95rem;margin:0}
.trust-strip{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:30px;padding:0;list-style:none}
.trust-strip li{display:inline-flex;align-items:center;gap:8px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius-pill);padding:10px 18px;font-size:.9rem;font-weight:600;color:var(--blue-900)}
.trust-strip svg{width:18px;height:18px;color:var(--blue-700)}

.home-faq{max-width:820px;margin:0 auto}
.home-faq .pg-faq h3{font-size:1.04rem}
.home-faq .pg-faq{border-color:var(--line)}

.cta-banner{padding:64px 32px;background:var(--surface)}
.cta-inner{max-width:800px;margin:auto;text-align:center;background:#fff;border:1px solid var(--line);border-radius:var(--radius-xl);padding:56px 40px;box-shadow:var(--shadow-soft)}
.cta-inner h2{font-family:var(--font-display);font-size:1.8rem;font-weight:750;letter-spacing:-0.02em;color:var(--blue-900);margin-bottom:12px}
.cta-inner p{color:var(--muted);margin-bottom:28px;font-size:1.05rem}

/* Areas band (homepage and local pages) */
.areas-band{background:#fff;color:var(--ink);padding:32px 0;border-top:1px solid var(--line)}
.areas-band-inner{max-width:900px;margin:0 auto;padding:0 24px}
.areas-band-h{color:var(--muted);font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;margin-bottom:10px;font-weight:700}
.areas-band-links{margin:0;line-height:2;display:flex;flex-wrap:wrap;gap:4px 20px}
.areas-band-links a{color:var(--blue-900)}

@media(max-width:640px){.section{padding:56px 20px}.cta-inner{padding:40px 24px}.review-band{padding:56px 20px}}

/* ---------------------------------------------------------------------------
   Interior page layout (every page except the homepage)
   --------------------------------------------------------------------------- */
.pg-wrap{max-width:820px;margin:0 auto;padding:0 24px}
.pg-hero{background:var(--surface);color:var(--blue-900);padding:120px 0 64px;text-align:center;position:relative;overflow:hidden;border-bottom:1px solid var(--line)}
.pg-hero .pg-wrap{position:relative;z-index:1}
.pg-hero h1{font-family:var(--font-display);letter-spacing:-0.02em;font-weight:750;font-size:clamp(1.9rem,4.4vw,2.9rem);margin-bottom:16px;line-height:1.18}
.pg-hero p{color:var(--muted);max-width:44rem;margin:0 auto;font-size:1.06rem}
.pg-hero .hero-buttons{justify-content:center;margin-top:28px}
.pg-body{padding:64px 0}
.pg-body h2{font-family:var(--font-display);color:var(--blue-900);font-size:1.5rem;letter-spacing:-0.015em;font-weight:750;margin:40px 0 14px}
.pg-body h2:first-child{margin-top:0}
.pg-body h3{color:var(--blue-900);font-size:1.06rem;margin-bottom:6px}
.pg-body p{margin-bottom:16px;color:var(--ink)}
.pg-body ul,.pg-body ol{margin:0 0 20px 20px;color:var(--ink)}
.pg-body li{margin-bottom:8px}
.pg-callout{background:var(--surface);border-left:4px solid var(--blue-500);padding:18px 22px;border-radius:0 var(--radius) var(--radius) 0;margin:24px 0}
.pg-callout p:last-child{margin-bottom:0}
.pg-faq{padding:18px 0;border-bottom:1px solid var(--line)}
.pg-faq p{color:var(--muted);margin:0}
.pg-cta{background:var(--surface);padding:56px 0;text-align:center}
.pg-cta h2{font-family:var(--font-display);color:var(--blue-900);letter-spacing:-0.02em;font-weight:750;margin-bottom:10px}
.pg-cta p{color:var(--muted);margin-bottom:22px}
.pg-cta .pg-fine{font-size:.84rem;color:var(--muted);margin-top:18px;margin-bottom:0}
.pg-answer{font-size:1.09rem;color:var(--ink);background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px 24px;margin-bottom:28px}
.pg-answer p:last-child{margin-bottom:0}
.pg-byline{font-size:.86rem;color:var(--muted);margin-bottom:28px}
.pg-crumbs{font-size:.85rem;color:var(--muted);padding:14px 0 0;margin-bottom:22px}
.pg-crumbs a{color:var(--blue-700)}
.pg-related{display:flex;flex-wrap:wrap;gap:12px;margin:8px 0 0}
.pg-related a{flex:1 1 240px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:14px 18px;text-decoration:none;color:var(--blue-900);font-weight:700;box-shadow:var(--shadow-soft)}
.pg-related a:hover{border-color:var(--blue-700)}
.pg-legal{background:#fff;border-top:1px solid var(--line);padding:28px 0;font-size:.84rem;color:var(--muted)}
.pg-legal p{margin-bottom:10px;line-height:1.65}
.pg-legal p:last-child{margin-bottom:0}
.pg-legal a{color:var(--blue-700)}

/* Contact page details */
.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin:8px 0 28px}
.contact-card{display:block;background:var(--card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:22px;text-decoration:none;color:var(--ink);box-shadow:var(--shadow-soft)}
.contact-card:hover{border-color:var(--blue-500)}
.contact-card .line-icon{width:42px;height:42px;margin-bottom:10px}
.contact-card b{display:block;font-family:var(--font-display);color:var(--blue-900);margin-bottom:2px}
.contact-card span{color:var(--muted);font-size:.92rem}

/* ---------------------------------------------------------------------------
   Footer
   --------------------------------------------------------------------------- */
footer{background:var(--blue-900);color:var(--on-dark-muted);padding:64px 32px 28px}
.footer-inner{max-width:1160px;margin:auto;display:grid;grid-template-columns:1.5fr repeat(4,1fr);gap:32px}
.footer-brand p{font-size:0.88rem;line-height:1.7;max-width:300px;margin-top:16px}
.footer-col .footer-h{color:#fff;font-family:var(--font-display);font-size:0.88rem;font-weight:700;margin-bottom:16px}
.footer-col a{display:block;color:var(--on-dark-muted);text-decoration:none;font-size:0.88rem;padding:5px 0;transition:color 0.25s;font-weight:500}
.footer-col a:hover{color:#fff}
.footer-bottom{max-width:1160px;margin:40px auto 0;padding-top:24px;border-top:1px solid rgba(199,215,238,0.2);display:flex;justify-content:space-between;align-items:center;gap:12px;font-size:0.82rem;font-weight:600}
.footer-social{margin-top:18px}
.footer-social a{display:inline-flex;align-items:center;gap:8px;color:#fff;text-decoration:none;font-weight:600;font-size:.9rem;border:1px solid rgba(255,255,255,0.3);border-radius:var(--radius-pill);padding:8px 14px}
.footer-social a:hover{border-color:#fff}
.footer-handle{color:var(--on-dark-accent)}
.footer-note{display:block;margin-top:6px;color:var(--on-dark-muted);font-size:.88rem}
.site-footer .logo{margin-right:0}
.site-footer .logo-text{color:#fff}
.site-footer .logo-sub{color:var(--on-dark-accent)}
.site-footer .logo-icon{background:var(--blue-500)}
@media(max-width:1000px){.footer-inner{grid-template-columns:1fr 1fr 1fr}.footer-brand{grid-column:1/-1}}
@media(max-width:900px){.footer-inner{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.footer-inner{grid-template-columns:1fr}.footer-bottom{flex-direction:column;text-align:center}}